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Complete set: the A6 ring binder comes with 12 budget cards, 8 zipper pockets, 2 word stickers, 4 multifunctional stickers, 1 ruler and 3 colorful label stickers, everything you need to manage your money Premium Quality Design: The attractive synthetic leather money binder offers numerous hidden compartments and a pen band, ideal for storing your pens, passports, ID cards, and credit cards Convenient expense tracking: soft PVC coin purse with smooth zipper protects cash, vouchers and bills from water and dust, ideal for tidy and organized storage Efficient Budget Organization - With category stickers and budget sheets, the money binder helps you organize your expenses and effectively achieve budget goals Portable and versatile: the A6 envelope system fits into any handbag, backpack, or desk – perfect for organization on the go